Checking Accounts

Find Your Checking Account

When looking for the perfect checking account, you want a product that not only allows you to access your money when you need it, but fits where you are in your life. First National Bank lets you choose from several checking accounts, each of which offer unique benefits that allow you to do more with your money.

Available Checking Accounts

CHECKING OPTIONSFree CheckingFree Checking with InterestE-NOW CheckingSenior CheckingRegular CheckingFirst NOW
Minimum Opening Deposit$100.00$200.00$100.00$100.00$100.00$1000.00
Minimum Balance RequirementNoneNoneNoneNone$300.00 minimum daily balance$1000.00 minimum daily balance
Monthly Maintenance ChargesNoneNoneNoneNone$3.00 (if below minimum)$8.00 (if below minimum)
Monthly Check/Debit ChargesNoneNoneNoneNoneNoneNone
Interest EarningsN/AVariable - Paid monthly. $2000 daily average collected balance to earn interest.Interest will be compounded monthly. Includes additional terms*N/AN/AInterest will be compounded monthly.
Check Images with StatementNoNoYesMay choose images with statementMay choose images with statementMay choose images with statement
ATM AccessYesYesYesYesYesYes
Check Card AccessYesYesYesYesYesYes
ATM/Check Card Annual Fee$12.00 + tax$12.00 + taxFree$12.00 + tax$12.00 + tax$12.00 + tax
ATM Transaction Fee*NoneNoNoneNoneNoneNone
FIRST Line AccessYesYesYesYesYesYes
FIRST Line Fee$2.00 per transfer$2.00 per transfer$2.00 per transfer$2.00 per transfer$2.00 per transfer$2.00 per transfer
FIRST Net Internet Banking AccessYesYesYesYesYesYes

Switch Your Checking Accounts Today

If you’re ready to open a checking account at First National Bank, you can get started by clicking the “Inquire Now” button. If you currently have an account with another bank, start the process of switching to our services by using our Switch Kit.

Inquire Now


*The following additional terms apply the E-Now Account. To obtain APY, you must initiate at least 15 signature-based transactions with your debit card tied to this account each statement cycle. See our rate sheet for qualified balance requirements.