Business Checking Accounts

Home >Business & Agricultural Banking >Business Checking Accounts

Find the Account to Fit your Business

As a business owner, you’re looking for a checking account that will best suit your business, not a one-size-fits-all account. First National Bank offers you choices so you can select the account that will help you the most as you operate your business. 

Available Business Checking Accounts

CHECKING OPTIONSFirst Business CheckingFirst Community Checking with Interest**Business CheckingBusiness Money MarketBusiness First NOW**
Minimum Opening Deposit$100.00$200.00$100.00$2500.00$2000.00
Minimum Balance RequirementNoneNoneNone$2500.00 minimum daily balance$2000.00 minimum daily balance
Monthly Maintenance ChargesNoneNone$3.00$8.00 (if below minimum)$15.00 each statement cycle (if below minimum)
Excess Transaction ChargesFirst 100 debits and credits free per month and $.25 per item thereafter First 100 deposited transit checks free per month and $.10 per item thereafterFirst 100 debits and credits free per month and $.25 per item thereafter First 100 deposited transit checks free per month and $.10 per item thereafterA per item fee of $.10 for each debit or credit. You will earn a $.10 credit for each $100 of average collected balance in your account. A per item fee of $.10 for each deposited transit check.A fee of $7.50 will be charged for all debits in excess of 6 during a statement cycle.A per item fee of $.24 will be charged for each debit in excess of 20 during a statement cycle. A deposit fee of $.12 will be charged for all deposited not-on-us checks.
Interest EarningsN/AVariable-paid monthly. $5000 average daily collected balance to earn interest.Earnings credit cannot exceed your total per item and periodic fees.Variable-Paid monthlyVariable - Paid monthly
Check Images with StatementYesNoMay choose images with statementMay choose images with statementMay choose images with statment
ATM AccessYesYesYesYesYes
Check Card AccessYesYesYesYesYes
ATM / Check Card Annual Fee$12.00 + tax$12.00 + tax$12.00 + tax$12.00 + tax$12.00 + tax
ATM Transaction Fee *NoneNoneNoneNoneNone
FIRST Line AccessYesYesYesYesYes
FIRST Line Fee$2.00 per transfer$2.00 per transfer$2.00 per transfer$2.00 per transfer$2.00 per transfer
FIRST Net Internet Banking AccessYesYesYesYesYes
Online Bill PayFreeFreeFreeFreeFree


Your total deposits are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 to provide you with maximum security. *When you use an ATM not owned by us or not a member of the Privileged Status Program, you may be charged a fee by the ATM operator or any network used to complete the transfer (and you may be charged a fee for a balance inquiry). **Subject to regulatory qualifications. As of 3/24/15.
 

Learn More about Business Checking Accounts

Our business banking team is ready to help you find the right checking account for your business. Stop in at one of our offices to speak with a member of our team today. 

learn more