Rates

Period Beginning: July 21, 2014            Effective Date:  July 21, 2014
The following rates and yields will be effective as of the above effective date.  
APY = Annual Percentage Yield 

Certificate of Deposit Interest Rate APY
30-91 - $1,000-$9,999.99 0.05% 0.05%
$10,000-$19,999.99 0.05% 0.05%
$20,000-$49,999.99 0.10% 0.10%
$50,000-AND OVER 0.15% 0.15%
 
182 Days- $1,000 - $9,999.99 0.05% 0.05%
$10,000 - $19,999.99 0.30% 0.30%
$20,000 - $49,999.99 0.35% 0.35%
$50,000 - AND OVER 0.40% 0.40%
 
12 MOS.- $1,000 - $9,999.99 0.05% 0.05%
$10,000 - $19,999.99 0.40% 0.40%
$20,000 - $49,999.99 0.45% 0.45%
$50,000 - AND OVER 0.50% 0.50%
 
15 MOS. - $1,000 - $9,999.99 0.20% 0.20%
$10,000 - $19,999.99 0.55% 0.55%
$20,000 - $49,999.99 0.65% 0.65%
$50,000 - AND OVER 0.70% 0.70%
 
18 MOS. - $1,000 - $9,999.99 0.20% 0.20%
$10,000 - $19,999.99 0.70% 0.70%
$20,000 - $49,999.99 0.70% 0.70%
$50,000 - AND OVER 0.90% 0.90%
 
24 MOS. - $1,000 - $9,999.99 0.25% 0.25%
$10,000 - $19,999.99 0.90% 0.90%
$20,000 - $49,999.99 0.90% 0.90%
$50,000 - AND OVER 1.05% 1.05%
 
30 MOS.- $1,000 - $9,999.99 0.25% 0.25%
$10,000 - $19,999.99 0.75% 0.75%
$20,000 - $49,999.99 0.85% 0.85%
$50,000 - AND OVER 0.95% 0.95%
 
36 MOS.- $1,000 - $9,999.99 0.90% 0.90%
$10,000 - $19,999.99 1.00% 1.00%
$20,000 - $49,999.99 1.24% 1.25%
$50,000 - AND OVER 1.39% 1.40%
 
48 MOS.- $1,000 - $9,999.99 0.40% 0.40%
$10,000 - $19,999.99 1.19% 1.20%
$20,000 - $49,999.99 1.24% 1.25%
$50,000 - $250,000.00 1.29% 1.30%
     
     
 
24, 36, and 48 month IRA Certificates of Deposits offered at rates listed above.    
     
     
Fees may reduce earnings    
Early withdrawal penalties may apply    

 

Other Variable Rate Products

The interest rate and APY may change after the account is opened for the following.  Fees could reduce earnings on these accounts.

     Interest Rate APY
First Money Market Account ($2500 minimum to open)  $0 - $2,499.99
0.05%

0.05% 
$2,500 - $24,999.99 0.05%  0.05% 
$25,000 - $49,999.99 0.05%  0.05% 
$50,000 - $99,000.99 0.10%  0.10% 
$100,000 - $199,999.99 0.10%  0.10% 
$200,000 and over 0.15% 0.15%
     
E-NOW Account ($100 minimum to open)  -               $0 - $25,000 (qualified balances)
1.00%

1.00%
$25,000 and over (qualified balances) 0.05% 0.05%
All unqualified balances 0.05% 0.05%
     
First Now Account ($1000 minimum to open) -          $0 - $999.99
0.05%

0.05%
$1,000 - $2,499.99 0.05% 0.05%
$2,500 - $9,999.99 0.05% 0.05%
$10,000 and over 0.05% 0.05%
        
Free Checking with Interest ($2000 average to earn Interest) ($100 minimum to open)      
$2,000 and over average balance 0.05% 0.05%
        
First Community Checking with Int.  ($5000 average to earn Interest) ($100 minimum to open)    
$5,000 and over average balance 0.05% 0.05%
        
IRA Accounts ($100 minimum to open) 0.50% 0.50%
     
Health Savings Accounts ($100 minimum to open) 0.50% 0.50%
        
Savings Accounts ($100 minimum to open) 0.05% 0.05%
        
Christmas Club ($5 minimum to open) 0.05% 0.05%

 

Extras

Don't forget the extras!

Getting your FNB account is just the beginning, don’t forget these extras to make your experience more rewarding!