Period Beginning: November 4, 2008                  Effective Date: November 4, 2008 

 

The following rates and yields will be effective as of the above effective date 

APY = Annual Percentage Yield 

 

A penalty may be imposed for early withdrawal 

Certificates - Minimum Deposit $1,000.00 

 

 

 

30-91 DAYS - $1,000-$9,999 

                 $10,000-$19,999 

                 $20,000-$49,999 

                 $50,000-AND OVER 

 

182 DAYS - $1,000-$9,999 

                 $10,000-$19,999 

                 $20,000-$49,999 

                 $50,000-AND OVER 

 

12 MOS. - $1,000-$9,999 

                 $10,000-$19,999 

                 $20,000-$49,999 

                 $50,000-AND OVER 

 

15 MOS. - $1,000-$9,999 

                 $10,000-$19,999 

                 $20,000-$49,999 

                 $50,000-AND OVER 

 

18 MOS. - $1,000-$9,999 

                 $10,000-$19,999 

                 $20,000-$49,999 

                 $50,000-AND OVER 

 

24 MOS. - $1,000-$9,999 

                 $10,000-$19,999 

                 $20,000-$49,999 

                 $50,000-AND OVER 

 

30 MOS. - $1,000-$9,999 

                 $10,000-$19,999 

                 $20,000-$49,999 

                 $50,000-AND OVER 

 

36 MOS. - $1,000-$9,999 

                 $10,000-$19,999 

                 $20,000-$49,999 

                 $50,000-AND OVER 

 

48 MOS. - $1,000-$9,999 

                 $10,000-$19,999 

                 $20,000-$49,999 

                 $50,000-AND OVER 

Interest Rate 

 

 

 

            1.49% 

            1.49% 

            1.54% 

            1.59% 

 

            2.97% 

            2.97% 

            2.97% 

            2.97% 

            

            3.21% 

            3.21% 

            3.21% 

            3.21% 

           

            2.18% 

            2.53% 

            2.58% 

            2.62% 

 

            2.18% 

            2.53% 

            2.58% 

            2.62% 

 

            2.43% 

            2.77% 

            2.82% 

            2.87% 

             

            2.53% 

            2.82%                              

            2.92% 

            2.87% 

           

            2.82% 

            2.97% 

            3.02% 

            3.02% 

      

            2.82% 

            2.97% 

            3.02% 

            3.02% 

APY 

 

 

 

            1.50% 

            1.50% 

            1.55% 

            1.60% 

 

            3.00% 

            3.00% 

            3.00% 

            3.00% 

 

            3.25% 

            3.25% 

            3.25% 

            3.25% 

 

            2.20% 

            2.55% 

            2.60% 

            2.65% 

 

            2.20% 

            2.55% 

            2.60% 

            2.65% 

 

            2.45% 

            2.80% 

            2.85% 

            2.90% 

 

            2.55% 

            2.85% 

            2.95% 

            2.90% 

 

            2.85% 

            3.00% 

            3.05% 

            3.05% 

 

            2.85% 

            3.00% 

            3.05% 

            3.05%