Credit and Loans 

 

Our Ag Lending staff is willing to sit down with you either here at the Bank, at your kitchen table, or in your field to discuss your needs or problems, help you analyze them and reach a solution.  

 

 

Term Loans - We can provide intermediate and long-term financing for funding machinery and equipment, breeding livestock, and facility improvements. Our loan officers can tailor your payments to match your seasonal income.  

 

Short Term Loans - Do you need some cash flow for the planting season or for machinery repairs? We can provide you with a short-term production operating loan for any of your farm expenses.  

 

Revolving Lines of Credit - A revolving line of credit enables you to adjust your loan advances and re-payments to your farming operation. Once your line is in place, you can begin to draw on it simply by calling us to transfer funds to your checking account. It's easy! As you pay off your credit line, that money becomes available for you to borrow again without having to reapply paperwork again.  

 

Real Estate Loans - Whether you are expanding your farm real estate or want to refinance, First National Bank understands your farming operation. Our agricultural loans are tailored to fit your specific needs.